Jim and Sandy Croteau Blog

The Las Vegas Real Estate Report

Posted by Coldwell Banker on March 12, 2026 in  uncategorized
  96   sup, sub { font-size: 100% !important; } sup { mso-text-raise:10% } sub { mso-text-raise:-10% } .forceBgColor{background-color: white !important} ? The latest Las Vegas Real Estate Report revealed an important shift in the local housing market. After years of rapid growth and pandemic-era activity, the market is now entering a more balanced pha... read more
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Mortgage Rates Forecast: Here’s What to Expect

Posted by Coldwell Banker on September 13, 2024 in  uncategorized
? Rising mortgage rates have made home buying a challenge over the past few years, but there's good news—rates are starting to drop in 2024. According to Freddie Mac (Federal Home Loan Mortgage Corporation), rates recently hit their lowest point this year, offering hope for potential buyers. So, what can you expect moving forward?  ? Mortgage Rate Forecasts for 2024   Experts predict that mortgage rates will continue to trend downward ... read more
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Understanding and Cancelling PMI (Private Mortgage Insurance)

Posted by Coldwell Banker on July 19, 2024 in  uncategorized
What is PMI? Private Mortgage Insurance (PMI) is a type of insurance that conventional mortgage lenders require from borrowers who make a down payment of less than 20% on their home. This insurance protects the lender in case the borrower defaults on the loan. PMI is typically added to your monthly mortgage payment and can range from 0.58% to 1.86% of the original loan amount annually. For instance, using NerdWallet’s PMI calculator, if you have a $400,000 mortgage with 10% down you could be paying around $4... read more
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